Equivalent plans

Learn about Paid Leave equivalent plans and how to apply.


What are equivalent plans?

An equivalent plan is a plan that: 

  • Has the same or more benefits than Paid Leave Oregon
  • Covers all employees
  • Can't deduct more from employees’ contributions than Paid Leave Oregon 
  • Is approved by the Oregon Employment Department
Learn more about equivalent plans in the Equivalent Plan Guidebook and the Equivalent Plans Checklist.

What are the different types of equivalent plans?


This type of equivalent plan is one that an employer offers their employees, and: 

  • The employer is responsible for all the financial risks 
  • The employer is responsible for managing the benefits and administration of the equivalent plan, even if the plan is administered by the employer or a third-party payroll administrator 
  • The employer pays the employee benefits when they take paid leave

Fully insured

This type of equivalent plan is one where an employer purchases an insurance policy from an insurance company to cover their employees and: 

  • The benefits related to the plan are administered through the insurance policy 
  • The employer pays the insurance company monthly, and the insurance company pays the benefits while the employee is on paid leave
Review a current list of insurance carriers who sell equivalent plan insurance products in Oregon.

When can I send an equivalent plan application?

You can submit your equivalent plan application now in Frances Online.

Learn more about equivalent plans

How much does it cost to apply for a Paid Leave equivalent plan?

It costs $250 (nonrefundable) for a new application. Employers must reapply every year (for 3 years) or whenever their plan changes.

Find out more about equivalent plan application fees in the Equivalent Plan Guidebook.

How to apply for equivalent plans

What you’ll need:

  • Business Identification Number (BIN)  
  • Federal Employer Identification Number (FEIN) or Employer Identification Number (EIN)
  • Employer name, address, and contact information  
  • A copy of either an employer-administered equivalent plan or a fully insured insurance policy specifying the options you are choosing
  • $250 application fee

For employer-administered plans only, the employer must provide proof of solvency by providing one of the following: 

  • Proof of sufficient assets 
  • A bond or an irrevocable letter of credit with the Oregon Employment Department named as the payee or beneficiary, issued by an insured institution

For fully insured plans only, information about the insurance policy and carrier must be provided:

  • Business and contact information for the insurance carrier 
  • The date the policy begins and ends

For a complete list of what you’ll need and when, review the Equivalent Plans Checklist or the Equivalent Plan Guidebook.

Create an account in Frances Online

Frances Online is Oregon’s payroll reporting site and replaced the Oregon Payroll Reporting System (OPRS) and the Employer Account Access (EAA) portal. Have questions? Visit our commonly asked questions about Frances Online.

Create your account now.

Frances Online

Ready to apply?

Once you have created your account in Frances Online: 

  • Select the Paid Leave Oregon panel
  • Select Submit an Equivalent Plan Application
  • Fill out the equivalent plan application form
  • Attach the requested documents
  • Submit your application with the $250 nonrefundable fee (or $150 for reapproval)
  • The Oregon Employment Department will review it and get back to you in about 30 days
If you still have questions, review the Equivalent Plan Guidebook and Equivalent Plans Checklist.

Employer Equivalent Plan

Here you will find the employer equivalent plan forms along with other resources.

News bulletin sign-up

Stay up to date with the latest Paid Leave Oregon news.

Still have questions?

Common questions
Common questions
Learn more
News and events
News and events
Learn more
Contact us
Contact us
Learn more