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Equivalent Plan

How can I submit an equivalent plan application?

Paid Leave Oregon is now accepting equivalent plan applications. If you would like to submit an application, please follow these steps. 

  1. Review our equivalent plan checklist or our equivalent plan guidebook to make sure you have what you need. 
  2. Login or create an account with Frances Online.
  3. In the Paid Leave Oregon panel, click the Submit an Equivalent Plan Application hyperlink. 
  4. Fill out the form and submit your application along with your initial plan application fee, and we will review your application.
Printable equivalent plan forms are on the resources page. Applications submitted by mail may take longer to process. 

Have questions about submitting your equivalent plan? Use the Contact Us form or call 833-854-0166 (toll-free).

What is an equivalent plan?

An equivalent plan is a plan offered by an employer that offers benefits that are equal to or greater than the benefits provided by Paid Leave Oregon.

What qualifies as an equivalent plan?

For a plan to qualify:

  • The Oregon Employment Department must first approve. Employers must reapply for approval every year for three years or if the plan changes.
  • Must provide at least the same benefits to employees as Paid Leave Oregon.
  • Cannot cost the employee more than what they would pay into Paid Leave Oregon.
An equivalent plan must:

  • Cover all employees who have been continuously employed with the employer for at least 30 calendar days.
  • Ensure employee contributions are not greater than what the state plan would charge.
  • Provide benefits that are equal to or greater than the benefits the state plan offers, including: 
    • Allowing leave for family, medical, and safety reasons. 
    • Providing up to 12 weeks of paid leave per year (plus an additional two weeks for pregnancy-related medical leave).
    • Allowing employees to take paid leave one day at a time or for longer periods of time.
    • Having no additional conditions or restrictions for employees to use paid leave.


How much will the initial application cost? 

The application fee for a new equivalent plan is $250. 

What are the types of equivalent plans an employer may provide? 

  • Employer-administered equivalent plan — The employer assumes all financial risk associated with the benefits and administration of the equivalent plan, whether the plan is administered by the employer or a third-party administrator. Our employer administered plan minimum requirements chart provides more detail and is found on our resources page.    

  • Fully insured equivalent plan — The employer purchases an insurance policy from an insurance company, and the benefits related to the plan are administered through the insurance policy.

What is proof of solvency?

Businesses who choose employer-administered equivalent plans are required to provide proof of solvency. 

Proof of solvency means showing your organization has enough funds or resources to cover the Paid Leave Oregon total contribution rate (for both the employer and employee) for the upcoming three calendar quarters, regardless of employer size. Please go to our Solvency Guide to learn more.

Still have questions?

We’re here to help. Feel free to reach out to us at paidleave@oregon.gov or call 833-854-0166 (toll-free). We’ll get back to you within 2 business days. 

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